To celebrate National Mother Goose Day on May 1, Charter will embark on an intergenerational mission to enhance the lives of our seniors and our youth in storytelling and connecting future generations. Contact us to learn more.

INDEPENDENT LIVING, ASSISTED LIVING AND MEMORY CARE IN Panama City Beach, FL

Welcome to Charter Senior Living of Panama City Beach

Independent Living, Assisted Living and Memory Care in Panama City Beach, FL

Welcome to Charter Senior Living of Panama City Beach

Panama City Beach’s Most Trusted Senior Living Community

There’s just something about Charter Senior Living of Panama City Beach. It’s hard to describe, but our residents and their families tell us that something feels different – and better. Some say it’s the people – they see a staff and residents who genuinely care for one another. Some say it’s the community itself – comfortable, familiar, warm, friendly – something only an established community can offer. Most say it’s all those things and more – that’s why we’ve been the area’s most trusted place for senior living.

Feel the Difference

No other senior living community in Panama City Beach, Florida, has our experience. We provide area seniors with engaging, uplifting senior living lifestyles, empowering them to live their best lives … and we keep getting better. Our long-tenured caregivers care for residents as though they were family. Vibrant life-enrichment programs offer residents countless choices and opportunities to live a full, connected life. Our reputation is second to none. This is life at Charter Senior Living … you’ll love our experience and feel our difference on your first visit! Come see.

Enhancing The Human Spirit

What truly sets us apart from other communities is how we’re enhancing the human spirit. We live our mission by delivering exceptional experiences every day!

Enriching Services & Amenities

From vibrant activities to supportive services, life at Charter Senior Living of Panama City Beach is designed for joy, ease and connection.

Services & Amenities

Floor Plans

Explore thoughtfully designed Independent Living, Assisted Living and Memory Care floor plans that fit your lifestyle, your needs and your budget.

Floor Plans

Our Blog

The Charter Senior Living blog is your trusted resource for navigating the senior living journey. Discover expert guidance and practical tips to make informed decisions.

Read Posts

Family Feel

Here, neighbors become friends and friends become family. Genuine bonds and shared laughter create a community like no other.

Meet Our Team

SENIOR LIVING LIFESTYLES FOR EVERY NEED

Whether you or a loved one is seeking Independent Living, the more supportive lifestyle offered in Assisted Living, or the high-quality programming offered in our Memory Care neighborhood, At Charter Senior Living of Panama City Beach, we promote wellness and independence at every level. As a Charter Senior Living community, we believe every resident is unique and special, so you can always be assured life in our community is completely personalized based on individual abilities, needs, and desires. It’s a promise and approach that we believe enhances the human spirit. It’s a commitment that truly makes us different.

INDEPENDENT LIVING

Discover Independent Living in Panama City Beach, FL, where freedom and fulfillment take root. At Charter Senior Living of Panama City Beach, our Independent Living program empowers residents to live life unfettered — free from home maintenance, full of opportunity, and surrounded by friendship, wellness, and joy.

Live freely. Live fully. Grow with us.

Explore Independent Living

ASSISTED LIVING

At Charter Senior Living of Panama City Beach, Assisted Living residents thrive every day with personalized support, enriching programs, and meaningful connections. Here, independence meets opportunity, and every moment is a chance to grow, engage, and enjoy life to the fullest — letting possibilities truly bloom.

Explore Assisted Living

MEMORY CARE

When your loved one deserves care beyond their diagnosis, Charter Senior Living of Panama City Beach offers a personalized approach designed to cultivate love, nurture purpose, and fiercely preserve dignity. Our specialized Memory Care community in Panama City Beach provides compassionate support for residents living with Alzheimer’s disease and other dementias through research-based programming and a warm, homelike environment.

Experience supportive care that is guided by a dedicated team who is specially trained in dementia care. From meaningful activities that honor life stories to innovative engagement tools like iN2L technology, every moment is designed to help your loved one thrive.

Explore Memory Care

SHORT-TERM STAYS

Experience our senior living community before making long-term decisions! Whether you need respite care, are recovering from surgery, or want to explore senior living before committing, our Short-Term Stays offer a flexible solution with full access to our community. Enjoy restaurant-style dining, engaging social events, fitness programs, and professional care from trained, compassionate staff—all the amenities available to long-term residents.

Explore Short-Term Stays

Check Out What People are Saying About Our Community

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dawn irvine profile picture
dawn irvine
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During my recent visit, I was truly impressed by the attentive caregivers and the collaborative leadership team. They prioritize quality, person-centered care, making residents feel valued and comfortable. It's clear that they genuinely care about the well-being of their residents, and their commitment to providing a compassionate and respectful environment is commendable. Highly recommend!
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Gerard Miller profile picture
Gerard Miller
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My wife’s Mother is a resident in the Memory Care unit at Charter. We could not be more pleased with the Staff and management. I could write much more about the care she receives, but the best way to sum it up is; if I personally had to be taken care of I would want to be in Charter.
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Jackie Shiflett profile picture
Jackie Shiflett
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Great
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Jeanie J Knowles profile picture
Jeanie J Knowles
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Clean facility and friendly staff.
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Faye Brown profile picture
Faye Brown
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The welcoming staff was very friendly and helpful. She assisted me with how to sign in since it was my first visit. She was outstanding and even took time to show me exactly where to go. An exceptional employee. The facility is so clean and such a wonderful atmosphere. All the staff was so pleasant to everyone. The outside is so well taken care of and of course that makes your first impression of the facility and it just continues to get better inside. This is a excellent facilty. Thank each and everyone who works here to make an awesome place for residents and for visitors.
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Shannon Vallas profile picture
Shannon Vallas
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I work with a senior placement agency, Better Life Senior Solutions, and have had the pleasure of working with Georgia Nixon (Executive Director) on many occasions. Her love for her community, staff, and residents is evident in all she does! She is TRULY an advocate for those she takes care of and goes above and beyond the call of duty.
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Todd Mathis profile picture
Todd Mathis
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If you’re looking for a facility for yourself or your loved one, this place is a great choice. The facility is clean and well maintained. They have lots of events to keep the residents active and their families involved. My mother lived here for just over two years. Executive Director, Georgia, and the entire staff were very loving and caring all the way till mom’s passing and beyond. I couldn’t have asked for a better place.
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Janice Marenic profile picture
Janice Marenic
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This is a Wonderful Home for Seniors. Lots of activities and Friendly Staff.
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Sarah Woods profile picture
Sarah Woods
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Memory Care at Charter is the best! We’ve been at other facilities in town, and Charter is by far the best choice. The caregivers, nurses, and memory care director make a wonderful environment for my mom.
Proud to be Deficiency-Free State Survey badge – Charter Senior Living of Hazel Crest, Illinois

HONORED TO BE DEFICIENCY-FREE

We are proud to share that we have received deficiency-free state survey results, demonstrating our full compliance with all Florida Department of Public Health regulations. This achievement reflects our ongoing commitment to providing the highest standard of service and care for our residents – every day.

Charter Senior Living of Panama City Beach

6012 Magnolia Beach Road, Panama City Beach, FL 32408

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