At Charter Senior Living, we’re always serving up satisfaction. Check out our sample dining menu today!


Independent Living | Assisted Living | Memory Care

Panama City Beach’s Most Trusted Senior Living Community.
There’s just something about Charter Senior Living of Panama City Beach. It’s hard to describe, but our residents and their families tell us there’s just something about our community that feels different – and better. Some say it’s the people – they see a staff and residents who genuinely care for one another. Some say it’s the community itself – comfortable, familiar, warm, friendly – something only an established community can offer. Most say it’s all those things and more – that’s why we’ve been the area’s most trusted place for senior living.

Feel the Difference.
No other senior living community in Panama City Beach, Florida, has our experience. We provide area seniors with engaging, uplifting senior living lifestyles, empowering them to live their best lives … and we keep getting better. Our long-tenured caregivers care for residents as though they were family. Vibrant life-enrichment programs offer residents countless choices and opportunities to live a full, connected life. Our reputation is second to none. This is life at Charter Senior Living … you’ll love our experience and feel our difference on your first visit! Come see.

Take Our Lifestyle Quiz

Are you interested in exploring our options, but aren’t sure where to start?

Making the decision to seek Independent Living, Assisted Living, or Memory Care can be difficult, but we’re here to help make it easier. A member of our long-tenured team can help you determine what level of care you require. They can also answer any questions that you may have about our vibrant community.

Take our lifestyle quiz to help us get to know you and personalize your care plan and experience!


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Whether you or a loved one is seeking Independent Living, the more supportive lifestyle offered in Assisted Living, or the high-quality programming offered in our Memory Care neighborhood. At Charter Senior Living of Panama City Beach, we promote wellness and independence at every level. As a Charter Senior Living community, we believe every resident is unique and special, so you can always be assured life in our community is completely personalized based on individual abilities, needs, and desires. It’s a promise and approach that we believe enhances the human spirit. It’s a commitment that truly makes us different.


“My granddaughter looked at several communities and selected Charter Senior Living of Panama City Beach because the others were not up to her standards. She felt I would receive the best care at Charter Senior Living of Panama City Beach. She was right. This is my home away from home … I have a great deal of independence and a full social calendar. The food is good and there are a lot of menu selections. The staff really aims to please.”
Emily, Assisted Living Resident

Two Charter Senior Living of Panama City Beach female residents sit closely together and smile on outdoor swing